Tanishq Golden Harvest App: A Smart Way to Buy Gold Online
Gold is one of the most precious and desirable metals in the world. It is not only a symbol of wealth and status, but also a hedge against inflation and a safe haven in times of uncertainty. However, buying gold can be a daunting task, especially if you are not sure about the quality, purity, price, and authenticity of the gold you are purchasing. That's why Tanishq, India's favourite jewellery brand, has come up with a smart and convenient way to buy gold online through its Tanishq Golden Harvest App.
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What is Tanishq Golden Harvest App?
Tanishq Golden Harvest App is a mobile application that allows you to buy 24 karat pure gold online from Tanishq, a TATA product. You can buy gold in any amount, starting from as low as Rs. 100, and store it digitally in your account. You can also sell or exchange your digital gold for jewellery at any of the 350+ Tanishq stores across India. The app also gives you access to all the latest collections and offers from Tanishq, as well as daily gold rate updates.
Features and benefits of the app
The app is powered by SafeGold, a trusted and transparent platform for digital gold transactions.
The gold you buy is stored securely in a vault managed by Brink's, a global leader in secure logistics.
You can track your gold balance and transactions anytime, anywhere through the app.
You can get a special discount of up to 75% of the first instalment value when you redeem your digital gold for jewellery under the Tanishq Golden Harvest Scheme.
You can also buy digital gold using the Tanishq Digital Gold feature, which lets you buy or sell gold anytime or exchange it for jewellery at any of the Tanishq outlets.
How to download and use the app
To download the app, you can visit and search for Tanishq (A TATA Product).
Once you install the app, you need to register with your mobile number and complete your eKYC process.
After that, you can start buying gold by entering the amount in rupees or grams and choosing your payment method.
You will receive a confirmation message and an invoice for your purchase.
You can view your gold balance and transaction history on the app dashboard.
You can also sell or redeem your gold by clicking on the respective options on the app.
What is Tanishq Golden Harvest Scheme?
Tanishq Golden Harvest Scheme is a gold savings scheme offered by Tanishq that lets you save money every month for buying gold jewellery in the future. The scheme has two options: 10 months and 6 months. Under this scheme:
How does the scheme work?
You need to open a Tanishq Golden Harvest account online using the website, app, or by visiting any of the Tanishq showrooms.
You need to pay a monthly instalment of minimum Rs. 2000 or any greater multiples of Rs. 1000 for 10 or 6 months using cash, card, online banking, or post-dated cheque facilities.
After 10 or 6 months, you will be eligible for a special discount of up to 75% or 55% of the first instalment value paid respectively.
You need to close your account within 400 days from the date of opening by buying jewellery of your choice from any of the Tanishq showrooms.
You can also redeem your digital gold purchased through the app for jewellery under this scheme and get the same discount.
What are the advantages of the scheme?
The scheme helps you save money for buying gold jewellery in a systematic and disciplined manner.
The scheme offers you a guaranteed discount on the making charges and value-added tax (VAT) of the jewellery you buy.
The scheme gives you the flexibility to choose from a wide range of designs and collections from Tanishq.
The scheme protects you from the fluctuations in gold prices and lets you buy gold at the prevailing rate at the time of redemption.
How to buy gold online in India?
Buying gold online in India is a convenient and hassle-free way to invest in gold. However, you need to be careful and do your research before buying gold online. Here are some tips to help you buy gold online safely and smartly:
Other options for buying gold online
Besides Tanishq Golden Harvest App, there are other options for buying gold online in India, such as:
OptionDescription
Gold ETFsGold exchange-traded funds (ETFs) are mutual funds that invest in physical gold and trade on stock exchanges. You can buy or sell gold ETF units through a demat account and a trading account. You can also redeem your units for physical gold, subject to certain conditions.
Sovereign Gold BondsSovereign gold bonds (SGBs) are government securities that are denominated in grams of gold. You can buy SGBs from designated banks, post offices, stock exchanges, or online platforms. You can also sell or redeem your SGBs on maturity or before maturity, subject to certain conditions. You also get a fixed interest rate on your investment.
Digital GoldDigital gold is a service that allows you to buy, sell, or store gold online through various platforms such as Paytm, PhonePe, Google Pay, etc. You can buy gold in any amount and store it digitally in your account. You can also sell or redeem your digital gold for cash or jewellery, subject to certain conditions.
Tips for buying gold online safely and smartly
Always check the purity, quality, and authenticity of the gold you are buying online. Look for hallmarks, certificates, or ratings from reputed agencies such as BIS, NABL, etc.
Compare the prices, charges, and offers of different online platforms before buying gold online. Look for hidden fees, commissions, taxes, delivery charges, etc.
Read the terms and conditions, privacy policy, refund policy, and customer reviews of the online platform you are using. Look for customer support, grievance redressal, and dispute resolution mechanisms.
Use a secure payment method and avoid sharing your personal or financial details with anyone. Keep a record of your transactions and receipts.
Be aware of the risks involved in buying gold online such as cyber frauds, hacking, phishing, etc. Do not fall for fake or misleading advertisements or offers.
Conclusion
Tanishq Golden Harvest App is a smart way to buy gold online in India. It allows you to buy 24 karat pure gold from Tanishq and store it digitally in your account. You can also sell or exchange your digital gold for jewellery at any of the Tanishq stores across India. The app also gives you access to the Tanishq Golden Harvest Scheme, which lets you save money every month for buying gold jewellery in the future with a special discount. The app is powered by SafeGold and Brink's, which ensure the security and transparency of your digital gold transactions. You can download the app from Google Play Store or Apple App Store and start buying gold online today.
FAQs
What is the minimum amount I can buy gold through Tanishq Golden Harvest App?
You can buy gold through Tanishq Golden Harvest App starting from as low as Rs. 100.
How can I check the daily gold rate on Tanishq Golden Harvest App?
You can check the daily gold rate on Tanishq Golden Harvest App by clicking on the Gold Rate option on the app dashboard.
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Can I transfer my digital gold to someone else through Tanishq Golden Harvest App?
No No, you cannot transfer your digital gold to someone else through Tanishq Golden Harvest App. You can only sell or redeem your digital gold for yourself.
What are the charges for buying or selling digital gold through Tanishq Golden Harvest App?
There are no charges for buying or selling digital gold through Tanishq Golden Harvest App. However, you may have to pay GST and other applicable taxes on your transactions.
How can I contact the customer care of Tanishq Golden Harvest App?
You can contact the customer care of Tanishq Golden Harvest App by calling on 1800-258-2598 or emailing at care@tanishq.co.in. You can also visit the website for more information.
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